XRP, the fourth largest cryptocurrency in terms of marketcap and a key bridge between crypto and traditional finance, is gaining strong institutional support with a new trend: corporations are incorporating the coin into their treasuries. These corporations are replicating the Bitcoin Treasury Model, made famous by the Nasdaq-listed Strategy, which now holds nearly 6,000 BTC valued at over $64 billion.
Corporations expanding this model to XRP include:
Vivopower International, which raised $121 million for a $100 million XRP treasury.
Worksport Ltd., based in the U.S., has earmarked $5 million — 10% of its excess cash—for XRP and Bitcoin holdings.
Hyperscale Data Inc. intends to launch an XRP lending platform by late 2025, treating XRP as a balance sheet asset.
China-based Webus International Ltd., in partnership with Samara Alpha Management, is managing a $300 million XRP treasury targeting cross-border settlements and Web3 applications.
Wellgistics Health Inc. has adopted XRP to improve real-time payments and mitigate traditional banking lags.
These latest moves is indicative of rising institutional interest in the XRP ecosystem as firms seek to integrate blockchain payments into their operations. This is done through RippleNet, a global payment network powered by XRP, which is in use across six continents and supports On-Demand Liquidity (ODL), a system that enables instant cross-border transactions using XRP as a bridge asset. It offers real-time settlement, regulatory compliance, and has wide geographic coverage; it is clearly at the forefront of blockchain-enabled finance. XRP is tapping a market measured in the trillions of dollars and is crypto’s solution to the jurassic SWIFT system.
At a recent event in Singapore, Ripple’s CEO predicted XRP may capture 14% of SWIFT’s volume over the next five years, driven by a focus on liquidity rather than messaging infrastructure, and real time settlement with minimal fees. SWIFT is clearly aware of Ripple’s potential to make the decades-old payment system obsolete – there are now rumors about a possible collaboration between Ripple and SWIFT. While SWIFT remains the industry standard, it suffers from major inefficiencies: Transactions typically take 1–5 days to complete and come with steep costs and limited transparency. XRP, by contrast, settles transactions in seconds and does so in a much more efficient (and cheaper) way. It is also fully transparent on the blockchain.